When it comes to disability insurance no one can help you more than us. We don't only specialize in term life insurance...
Disability insurance is designed to protect your pay check. How would your loved ones survive if you could no longer bring home a paycheck because you became disabled? Some think of disability insurance as insurance for your paycheck. Disability insurance assures that if you are unable to work you will still receive income so your family can still pay the everyday bills and maintain your way of life.
If your workplace doesn’t provide some sort of disability insurance, or you feel that the coverage you would receive would not be adequate enough to cover your expenses, a disability insurance policy could be the answer to your dilemma. Should the unthinkable happen and you’re suddenly too sick or hurt to work, your disability benefits will help fill the void in your earnings. This way, you can continue to pay your monthly expenses and not get behind financially while being able to focus on what’s most important—your health and getting better.
Some times it makes since to kill two brds with one stone. Some life insurance companies will let you add a disability insurance rider to you life insurance policy at a cheaper cost. Most riders do differ a little that traditional disability insurance so make sure you know the facts before you purchase. However we can help determine what is the best route if you need help. If you need life insurance and disability coverage that add a rider to a term life policy sometimes can be more cost effective. Just something to consider when your looking for coverage.
If you have questions or would like to learn more about the disability insurance quotes offered by any of the 12+ disability insurance companies with which we at TermLife-Insurance.com represent, feel free to contact our team, any time. We’ve got in-house underwriters and licensed insurance agents whose knowledge and experience can be put to use to help you find the policy you need.
Wouldn't it be great if you could find a affordable disability insurance quote that would provide you with all of the income coverage you would need, should you become sick or injured and unable to work, and to purchase it for a price that suited your budget?