For some people, it just might not make sense to buy a permanent, whole life insurance policy. Now this isn’t to say that anyone should go without life insurance altogether, but how about a policy that offers greater flexibility, can be purchased precisely when you need it and is less-expensive than the other, permanent options? The answer is 10 year term life insurance policy.
With a ten year term life policy, your beneficiaries will receive the death benefit of the policy should you pass away within that ten year period. Many people find that a ten year term fits their situation well, from those requiring insurance only until their children are finished school, until their spouse is retired, or their business venture off the ground. This way, you start paying your premiums when the term begins and, at the end of the 10 year period, your payments will stop unless you choose to renew your policy. Renewing a policy is quick and easy so should your circumstances change and you require more than 10 years of coverage, you can get it, hassle-free. If your policy offers a term life conversion option you can convert without having to prove insure ability. So make sure your policy offers the conversion rider.
The good news, too, is that 10 year term insurance rates are affordable—at least if you know where to find them! We make it easy for people to check and compare rates between all of the insurance providers with which we work. So, if you don’t have a lot of money to spend and are looking for the best priced 10 year term insurance rates, you’re sure to find them at with us. You can run and rerun quote with ease. We took all the hard work out of the process.
A healthy 42 year old female can buy a $500,000 term life policy for around $19 bucks a month. Take a look at the chart below and you can find some sample rates from some of our carriers. No one can find you better rates on a ten year term policy than us. We can shop over 40 life companies and compare rates side by side. You get to use our comparative rater to shop and then you get the experience of one of our agents who will help you from the application process to the issuing of the policy. We offer tern year term life policies without a medical exam as well. Their are a few life insurance companies who will issue a ten year term within 48-72 hours of apllying depending on your health.
If you have any questions or concerns with regards to purchasing a term life insurance policy, feel free to contact one of the many live, licensed agents who are standing by at our office. We look forward to getting you on the road to greater peace of mind with your very own term life insurance policy.
Sample 10 Year Term Life Insurance Rates