Pre-existing conditions Life Insurance?

Do My Previous Health Issues Ruin My Chances of Owning Life Insurance?

This is a question we get asked all the time. Due to their past experiences with other insurance providers or from something they’ve heard, people whose medical history is less-than-perfect often assume life insurance isn’t an option for them. Some give up on the idea while others spend countless hours trying to negotiate with unrelenting insurance companies. 

So, the woman whose husband depends on her financially can’t provide him with protection should her cancer return and she passes away, or the father of three who has had a heart attack can’t guarantee that his children will be looked after if he were to suddenly die.

At, our team works with more than 40 term life insurance providers to find our clients the best possible policies for the best possible prices, and this includes people with previous medical issues or conditions. While we can’t guarantee that we will be able to find you an insurance provider, we can tell you there’s a good chance we will. Whether you’ve survived cancer, have diabetes, some form of heart disease or another condition that would deem you uninsurable by many other insurance companies, the people at Term Life Insurance will do everything in their power to find a solution for you.  

If your medical history has made it difficult for you to find life insurance, visit us at or, better yet, contact one of our licensed agents and they will be able to answer your questions. From there, our team of in-house underwriters will use their expert knowledge of the various providers with which we work to help match you to one that’s well-suited. Some of these companies actually specialize in providing insurance to people in your situation.

At, there’s an insurance solution for everyone.