Compare California Disability Insurance

Do you need life insurance but do not want be imprisoned by lifetime payments for an insurance policy? If you are the breadwinner of your family and want a term policy for as long as your kids are in school, especially if you work in a field where you are susceptible to bodily harm that may lead to disability, then you should consider getting affordable disability insurance. California residents and others across the nation are realizing the importance of this type of insurance, which ensures that you will always have an income.

When you’re insured for disability, it means that you can be compensated for income loss due to a temporary or permanent injury or chronic disease. This is ideal for people who can no longer go to work or are incapable of doing regular work for a certain amount of time or even for life. The benefits are also paid for people who are employed when disabled or are under clinical medication to begin with. In California, you need to obtain and pay for California disability insurance so that you can get benefits when you cannot work due to disability.

Nobody wants to think about what life would look like if disability should strike. But according to the American Council of Life Insurers, one third of all Americans between the ages 35 and 65 will become disabled for more than 90 days and one out of seven employees will be disabled for more than five years. And while many people think that disabilities are normally caused by freak accidents, the most common long-term absences are actually due to diseases such as cancer and heart disease. The loss of income can be so damaging that it forces some individuals to foreclose on their home or even file for bankruptcy.

For more information on how to get disability insurance, California residents can visit TermLife-Insurance.com, which will be of great help. Call us and speak to one of our live life insurance agents to find out how to obtain a disability insurance policy, and you can even complete your application over the phone. California disability insurance is the best way to go.

 

Contact us for all the information you need to know on how to get started today.